Comparison Engine
Traditional EOSB vs the funded EOVest model.
مقارنة بين مكافأة نهاية الخدمة التقليدية ونموذج EOVest الممول.
Adjust the inputs to see how funding and compounding change the end-of-service outcome. All figures illustrative, in SAR.
Assumptions
SARProjected uplift at year 13
+53k SAR
+9.8% above traditional EOSB · funded model
Traditional
539k SAR
EOVest funded
592k SAR
Value trajectory
13-year projection · ~8.33% of basic salary per month + voluntary top-up, compounded monthly.
What drives the funded balance
Principal you and your employer put in, vs returns generated by compounding.
Total principal
390,723 SAR
Investment returns
200,986 SAR
The insight
Earned value that compounds early can materially outperform deferred value that stays economically idle.
Over 13 years, the funded model projects an uplift of approximately 52,641 SAR on a salary of 18,500 SAR/mo.
Discuss with the EOVest team →Year-by-year projection
Compounded monthly · salary grown 4% per year.
| Year | Traditional EOSB | EOVest funded | Returns | Uplift |
|---|---|---|---|---|
| Y0 | 83,250 SAR | 83,250 SAR | 0 SAR | +0 SAR |
| Y1 | 105,820 SAR | 106,671 SAR | 4,929 SAR | +851 SAR |
| Y2 | 130,062 SAR | 132,110 SAR | 11,135 SAR | +2,048 SAR |
| Y3 | 156,075 SAR | 159,705 SAR | 18,729 SAR | +3,630 SAR |
| Y4 | 183,960 SAR | 189,604 SAR | 27,826 SAR | +5,644 SAR |
| Y5 | 213,827 SAR | 221,964 SAR | 38,552 SAR | +8,137 SAR |
| Y6 | 245,788 SAR | 256,950 SAR | 51,039 SAR | +11,162 SAR |
| Y7 | 279,964 SAR | 294,739 SAR | 65,429 SAR | +14,775 SAR |
| Y8 | 316,482 SAR | 335,520 SAR | 81,875 SAR | +19,038 SAR |
| Y9 | 355,472 SAR | 379,491 SAR | 100,538 SAR | +24,019 SAR |
| Y10 | 397,076 SAR | 426,864 SAR | 121,590 SAR | +29,788 SAR |
| Y11 | 441,438 SAR | 477,864 SAR | 145,216 SAR | +36,426 SAR |
| Y12 | 488,715 SAR | 532,728 SAR | 171,612 SAR | +44,013 SAR |
| Y13 | 539,068 SAR | 591,709 SAR | 200,986 SAR | +52,641 SAR |